{"id":1423,"date":"2014-01-24T07:42:53","date_gmt":"2014-01-24T06:42:53","guid":{"rendered":"http:\/\/www.helenefm.com\/?p=1423"},"modified":"2014-01-24T07:42:53","modified_gmt":"2014-01-24T06:42:53","slug":"conso-tarifs-des-banques-de-charente-maritime-les-bons-et-les-mauvais-eleves","status":"publish","type":"post","link":"https:\/\/www.helenefm.com\/?p=1423","title":{"rendered":"Conso : tarifs des banques de Charente-Maritime, les bons et les mauvais \u00e9l\u00e8ves"},"content":{"rendered":"
\"cr\u00e9dit<\/a>

Le Cr\u00e9dit mutuel oc\u00e9an est la banque qui co\u00fbte le plus cher \u00e0 ses clients selon l’enqu\u00eate de l’UFC-Que choisir 17 (photo JL)<\/p><\/div>\n

L\u2019UFC-Que choisir 17 a pass\u00e9 au crible les grilles tarifaires des 26 organismes bancaires du d\u00e9partement sur quatre ans. Bilan\u00a0: sans surprise, les banques en ligne telles que Boursorama, ING Direct et Fortuneo sont celles qui co\u00fbtent le moins cher \u00e0 leurs clients, voire rien du tout. En revanche, les banques dites traditionnelles sont les moins bien class\u00e9es. Le bonnet d\u2019\u00e2ne revenant au Cr\u00e9dit Mutuel Oc\u00e9an qui co\u00fbte en moyenne 234 \u20ac\/an \u00e0 ses clients, derri\u00e8re le Cr\u00e9dit coop\u00e9ratif et la banque Tarneaud. Un co\u00fbt qui pourrait s\u2019expliquer par davantage de services\u00a0? Pas s\u00fbr, estime Daniel Le Lan, le pr\u00e9sident de l\u2019UFC-Que choisir 17:<\/p>\n

[audio:http:\/\/www.helenefm.com\/wordpress\/wp-content\/uploads\/2014\/01\/le-lan-1.mp3]\n

Autre point noir soulev\u00e9 par l\u2019UFC-Que choisir 17\u00a0: le r\u00e8glement SEPA. Un syst\u00e8me qui sera mis en place le 1er ao\u00fbt et dont l\u2019objectif est simple\u00a0: harmoniser tous les paiements au sein de la zone euro. C\u2019est un peu technique, mais dans les faits, l\u2019arriv\u00e9e du SEPA va permettre aux banques de ne plus contr\u00f4ler les autorisations de pr\u00e9l\u00e8vement faites sur votre compte par tel ou tel organisme. Pour Jacqueline Bouin, charg\u00e9e de communication \u00e0 l\u2019UFC-Que choisir 17, c\u2019est tout simplement la porte ouverte aux fraudes\u00a0:<\/p>\n

[audio:http:\/\/www.helenefm.com\/wordpress\/wp-content\/uploads\/2014\/01\/bouin.mp3]\n

Pour permettre aux consommateurs de comparer les banques en toute transparence, l\u2019UFC-Que choisir France met \u00e0 leur disposition son comparateur bancaire en libre acc\u00e8s jusqu\u2019au 31 janvier. RdV sur le site internet\u00a0: www.quechoisir.org<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"

L\u2019UFC-Que choisir 17 a pass\u00e9 au crible les grilles tarifaires des 26 organismes bancaires du d\u00e9partement sur quatre ans. Bilan\u00a0: sans surprise, les banques en ligne telles que Boursorama, ING Direct etLire la suite…<\/a><\/p>\n","protected":false},"author":1,"featured_media":1417,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"Conso : tarifs des banques de #CharenteMaritime, les bons et les mauvais \u00e9l\u00e8ves @UFCquechoisir","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1],"tags":[31,40,45,44,32,43],"class_list":["post-1423","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-non-classe","tag-la-rochelle","tag-rochefort","tag-royan","tag-saint-jean-dangely","tag-saintes","tag-surgeres"],"views":2047,"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/www.helenefm.com\/wordpress\/wp-content\/uploads\/2014\/01\/cr\u00e9dit-mutuel.jpg","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p48eP9-mX","_links":{"self":[{"href":"https:\/\/www.helenefm.com\/index.php?rest_route=\/wp\/v2\/posts\/1423","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.helenefm.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.helenefm.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.helenefm.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.helenefm.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1423"}],"version-history":[{"count":1,"href":"https:\/\/www.helenefm.com\/index.php?rest_route=\/wp\/v2\/posts\/1423\/revisions"}],"predecessor-version":[{"id":1426,"href":"https:\/\/www.helenefm.com\/index.php?rest_route=\/wp\/v2\/posts\/1423\/revisions\/1426"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.helenefm.com\/index.php?rest_route=\/wp\/v2\/media\/1417"}],"wp:attachment":[{"href":"https:\/\/www.helenefm.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1423"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.helenefm.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1423"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.helenefm.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1423"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}